Executive
Management Team

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Deven Billimoria

Managing Director and Chief Executive Officer

Deven has worked with Smartgroup for 18 years. He was appointed Managing Director and CEO of Smartgroup Corporation in 2014. Prior to that, Deven was Managing Director and CEO of Smartsalary Pty Ltd, a position he held from 2001. Deven began his career as an engineering consultant, before moving to management consulting with Booz Allen Hamilton.

Deven holds a Bachelor of Science in Mechanical Engineering from University of California, Los Angeles and a Masters of Business Administration from Northwestern University Kellogg Graduate School of Management.


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Tim Looi

Chief Financial Officer

Tim joined Smartgroup in 2009 and is responsible for the finance, corporate development and legal and secretarial functions.

Tim previously worked for Aristocrat Leisure Limited in various senior management roles and prior to that with PricewaterhouseCoopers in Sydney and London.

Tim holds a Bachelor of Economics from The University of Sydney and is a member of The Institute of Chartered Accountants in Australia.


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Dave Adler

Chief Executive - Leasing and Fleet

Dave was appointed Chief Executive, Novated Leasing and Fleet in September 2017. Dave’s held a number of roles within the company including Chief Commercial Officer and Chief Marketing Officer of Smartgroup.

Joining Smartgroup in 2002, Dave has the valued experience of growing with Smartgroup, from start-up to the ASX-listed company it is today. Previously Dave founded and led a coffee distribution company, endorsed by the National Federation of Coffee Growers of Colombia (Café de Colombia) during the start-up phase of the business.

Dave holds a Bachelor of Business Management from CESA in Bogotá, Colombia and is a Harvard Business School alumnus after completing the Program for Leadership Development.


Sarah Haas

Sarah Haas

Chief Executive – PBI Salary Packaging

Sarah Haas joined Smartgroup in 2017 as part of the senior management team of AccessPay (acquired May 2017). Sarah was appointed Chief Executive – PBI Salary Packaging in March 2018.

Sarah has held management roles at AccessPay since 2014, including Chief Commercial Officer, developing strong expertise working with public benevolent institutions and the unique salary packaging benefits that apply to this sector. Prior to AccessPay, Sarah worked in numerous management roles, including an extensive leadership career at Sensis (Yellow Pages).


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Clarence Yap

Chief Information Officer

Clarence joined Smartgroup as Chief Information Officer in January 2017.

Clarence is an international executive who has held leadership positions in technology and consulting within companies such as Accenture, CIT Group and St George Bank. Prior to joining Smartgroup, Clarence held the positions of Acting Chief Information Officer and Head of Transformation & IT Strategy for the private health insurance firm, HCF. 

Clarence earned a Master of Business Administration from the Australian Graduate School of Management (AGSM) and a Bachelor of Science in Computer Science from Flinders University of South Australia.


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Sophie MacIntosh

Chief Legal Officer

Sophie joined Smartgroup 2016 and was appointed Chief Legal Officer in September 2017.

Previously Sophie was a Senior Associate in the corporate team at global law firm, Ashurst, and before that worked as a corporate solicitor at DLA Piper. She has also spent time as Acting Australian General Counsel at Coca-Cola Amatil, Acting General Counsel at Westfield Retail Trust, and Senior Legal Counsel at PricewaterhouseCoopers.

Sophie has completed the Not for Profit Directors course and the Observership Program with the Australian Institute of Company Directors. She holds a Masters in Law from University of Sydney, and a Bachelor of Laws and Bachelor of Business (Finance) from The University of Technology, Sydney.


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Bijal Desai

Chief Risk Officer

Bijal joined Smartgroup as Chief Risk Officer in June 2018 and manages the risk and internal audit functions. He is responsible for defining and delivering a risk management framework, which supports business growth opportunities.

Bijal is a senior executive with over 25 years financial services, risk management and internal audit experience with global companies such as VocaLink, Macquarie Bank, Babcock & Brown, JPMorgan Chase, Goldman Sachs, Deutsche Bank and KPMG. Prior to joining Smartgroup, he was the Head of Group Risk at Woolworths Group.

Bijal is a Chartered Accountant and holds a Bachelor’s degree in Money, Banking and Finance from The University of Birmingham


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Justine Carmichael

Chief Human Resources Officer

Justine joined Smartgroup as Chief Human Resources Officer in August 2018.

Prior to joining Smartgroup, Justine was General Manager of People and Culture at equigroup for 6 years and was the functional leader of the company’s European expansion and joint venture establishment across multiple geographies. Justine began her career as an Industrial Relations graduate at BHP Steel, progressing to more senior Human Resources roles within BHP before becoming National Human Resources Manager at United Airlines.

Justine has a Bachelor of Commerce from the University of Queensland, a Graduate Diploma of Industrial Relations, and a Master of Commerce (Hons).


Richard Jackson

Richard Jackson

Chief of Staff

Richard was appointed as Chief of Staff in March 2018. Previously he has held several senior management roles within the company including General Manager, Office of the CEO and Head of Risk and Audit.

Richard has been a valued internal advisor to the executive team since joined Smartgroup in 2014. Prior to joining Smartgroup Richard worked extensively in executive risk roles within companies such as Virgin Money Australia and PwC.

Richard holds a Bachelor of Science (Honors), Mathematics from The University of Manchester and is a Chartered Accountant.